50/50 Advance Payment Plan at 0% APR and PCP or HP from 5.9% APR Representative are now available on Royal Enfield 450 and 650 models.
Pick the plan that suits you best. Either pay half now and the rest in two years with no interest, or spread the cost with low monthly payments.
Browse all eligible Royal Enfield 450 and 650 models in one place
Simple and interest free. Pay 50% up front. Pay 50% in 24 months. No monthly payments.
Models with 50/50 available at CMS:
Bear 650, Classic 650, Super Meteor 650, Shotgun 650, Himalayan 450, Guerilla 450
PCP gives you low monthly payments with the option to return, keep, or upgrade at the end.
HP lets you spread the cost and own the bike outright once the last payment is made.
Examples below are from official Royal Enfield finance materials and are representative only. Actual figures may vary by model and variant. Ask us for a personalised quote.
| Model | 50/50 example at 0% APR | PCP example at 5.9% APR Representative | HP example at 5.9% APR Representative |
|---|---|---|---|
| Bear 650 | OTR £6,899. Pay £3,449.50 now, then £3,449.50 in 24 months. No monthly payments. | Ask for a personalised PCP quote for your chosen Bear 650 trim. | From £94.99 per month with a £1,697.96 deposit. |
| Classic 650 | OTR £6,649. Pay £3,324.50 now, then £3,324.50 in 24 months. No monthly payments. | From £64.99 per month with a representative deposit and an optional final payment of £2,315. | From £94.99 per month with a £1,697.96 deposit. |
| Super Meteor 650 | OTR £7,459. Pay £3,729.50 now, then £3,729.50 in 24 months. No monthly payments. | From £74.99 per month with a representative deposit and optional final payment. | Ask for an HP quote on your preferred variant. |
| Shotgun 650 | OTR £6,699. Pay £3,349.50 now, then £3,349.50 in 24 months. No monthly payments. | Ask for a personalised PCP quote. | From £94.99 per month with a representative deposit. |
| Himalayan 450 | OTR £5,750. Pay £2,875 now, then £2,875 in 24 months. No monthly payments. | £1,374.07 deposit then 48 x £59.99 with an optional final payment of £2,335. | From £79.99 per month. Ask for a tailored HP quote. |
| Guerilla 450 | From £54.99 per month with a representative deposit and optional final payment. | From £64.99 per month with a representative deposit. |
50/50 Advance Payment Plan: 24 month term. Customer pays 50% at the start and 50% at the end. With APP you may return the vehicle instead of making the final payment. Vehicle must be in good condition and within the agreed mileage. Excess mileage charge typically 10p per mile over 4,000 miles per year on representative examples. 0% APR. Offer available on selected Bear 650, Classic 650, Super Meteor 650, Shotgun 650, and Himalayan 450 models ordered by end of offer. Figures shown are representative examples only.
PCP: 5.9% APR Representative on all 450 and 650 models. Deposit, term, and optional final payment will vary by model and mileage. At the end of the agreement you may return the bike, pay the optional final payment to own it, or part exchange subject to status and condition.
HP: 5.9% APR Representative on all 450 and 650 models. Typical terms up to 60 months. You will own the bike once all payments are made.
General: Finance subject to status. Guarantees may be required. Offers may be changed or withdrawn at any time. Participating retailers only. Finance provided by CA Auto Finance UK Limited trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW. CMS Motorcycles may receive a fixed commission for introducing you to Royal Enfield Finance.
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